Who can become a member?

Why to be member?

Defined benefits pension plans are not without risk for retirees and present contributors. Since the 2008 economic crisis, fundamental changes happen in the world of "pension plans".

Threats to our pension benefits are due, among other things, from both provincial and federal legislation and from some ways adopted by RTA to manage our pension fund.

For our fund, these threats include :

• Presence of credit letters affecting the fund’s yield;
• Introduction of determined contribution pension plan for new employees, bringing our plan to a foreseeable end and the need for change in its fund management towards safer investments;
• New solvency targets to obtain indexing are much more difficult to reach, and in the event of indexing, it would be derisory;
• The lack of indexing since 2008 (excepting ad-hoc in 2010-2011) which largely affects our purchasing power;
• Rio Tinto's acquisition of Alcan, which profoundly changed the company culture.

ActiPension ensures to :

• Analyze new legislation and determine its impact on our benefits;

• Act with common interest groups;

• Communicate with Rio Tinto to clarify certain aspects relating to our pension plan;

• Ensure that services offered by RT correspond to the needs of retirees; joint ActiPension / RT working committee on improving our social benefits;

• Work with other retiree associations (FCQ, FADOQ, CARP) and experts to influence governments in the evolution of legislation and to maintain our purchasing power.

Becoming ActiPension member means :

• To take care of your pension plan;

• To stay informed about your pension plan;

• To support our claims to maintain your purchasing power.

Your membership makes the difference!

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